| insurance | | |
| n. (possession) | 1. insurance | promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company. |
| ~ security, protection | defense against financial failure; financial independence.; "his pension gave him security in his old age"; "insurance provided protection against loss of wages due to illness" |
| ~ assurance | a British term for some kinds of insurance. |
| ~ automobile insurance, car insurance | insurance against loss due to theft or traffic accidents. |
| ~ business interruption insurance | insurance that provides protection for the loss of profits and continuing fixed expenses resulting from a break in commercial activities due to the occurrence of a peril. |
| ~ coinsurance | insurance issued jointly by two or more underwriters. |
| ~ fire insurance | insurance against loss due to fire. |
| ~ group insurance | insurance that is purchased by a group (such as the employees of a company) usually at a reduced rate to individual members of the group. |
| ~ hazard insurance | insurance that provides protection against certain risks such as storms or fires. |
| ~ health insurance | insurance against loss due to ill health. |
| ~ liability insurance | insurance that provides protection from claims arising from injuries or damage to other people or property. |
| ~ life assurance, life insurance | insurance paid to named beneficiaries when the insured person dies.; "in England they call life insurance life assurance" |
| ~ malpractice insurance | insurance purchased by physicians and hospitals to cover the cost of being sued for malpractice.; "obstetricians have to pay high rates for malpractice insurance" |
| ~ reinsurance | sharing the risk by insurance companies; part or all of the insurer's risk is assumed by other companies in return for part of the premium paid by the insured.; "reinsurance enables a client to get coverage that would be too great for any one company to assume" |
| ~ self-insurance | insuring yourself by setting aside money to cover possible losses rather than by purchasing an insurance policy. |
| ~ term insurance | low-cost insurance that is valid only for a stated period of time and has no cash surrender value or loan value.; "term insurance is most often associated with life insurance policies" |
| n. (communication) | 2. insurance, insurance policy, policy | written contract or certificate of insurance.; "you should have read the small print on your policy" |
| ~ contract | a binding agreement between two or more persons that is enforceable by law. |
| ~ floating policy, floater | an insurance policy covering loss of movable property (e.g. jewelry) regardless of its location. |
| n. (state) | 3. indemnity, insurance | protection against future loss. |
| ~ shelter, protection | the condition of being protected.; "they were huddled together for protection"; "he enjoyed a sense of peace and protection in his new home" |
| see to it | | |
| v. (cognition) | 1. ascertain, assure, check, control, ensure, insure, see, see to it | be careful or certain to do something; make certain of something.; "He verified that the valves were closed"; "See that the curtains are closed"; "control the quality of the product" |
| ~ proofread, proof | read for errors.; "I should proofread my manuscripts" |
| ~ check off, tick off, mark off, tick, check, mark | put a check mark on or near or next to.; "Please check each name on the list"; "tick off the items"; "mark off the units" |
| ~ control | verify by using a duplicate register for comparison.; "control an account" |
| ~ check | verify by consulting a source or authority.; "check the spelling of this word"; "check your facts" |
| ~ double-check | check once more to be absolutely sure. |
| ~ cross-check | check out conflicting sources; crosscheck facts, for example. |
| ~ cinch | make sure of. |
| ~ card | ask someone for identification to determine whether he or she is old enough to consume liquor.; "I was carded when I tried to buy a beer!" |
| ~ spot-check | pick out random samples for examination in order to ensure high quality. |
| ~ verify | confirm the truth of.; "Please verify that the doors are closed"; "verify a claim" |
| ~ ascertain, find out, learn, watch, determine, see, check | find out, learn, or determine with certainty, usually by making an inquiry or other effort.; "I want to see whether she speaks French"; "See whether it works"; "find out if he speaks Russian"; "Check whether the train leaves on time" |
| ~ cover | maintain a check on; especially by patrolling.; "The second officer covered the top floor" |
| ~ verify, control | check or regulate (a scientific experiment) by conducting a parallel experiment or comparing with another standard.; "Are you controlling for the temperature?" |
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